MARINE CARGO

This policy covers loss or damage to goods and or/ merchandise in transit from one place to another by sea, air, rail, road or registered post. The cover provided is in respect of marine perils, war and strike, riot and civil commotion perils. Taken by an individual who is importing goods for own use .

GOOD IN TRANSIT

Provides cover against loss or damage to property arising from accidents or misfortunes while being loaded, unloaded, during conveyance and when temporarily housed in the course of transit. Taken by an individual who owns the goods and is moving them from one point to the other e.g., moving household goods from one estate to the other.